Storm-damaged roof in Brooklyn NY requiring emergency repair
Insurance Claim Specialists — Full Storm Restoration

Storm Damage
Roofing
Brooklyn, NY

After a storm hits your Brooklyn home, you need a roofer who can do more than just patch the roof. We document every inch of damage, work directly with your insurance adjuster, and complete a full restoration — so you get what you're owed and a roof that lasts.

Full claim support from assessment through payout
·Brooklyn-based since 2013
  • Full insurance claim support — we document, submit, and advocate for you
  • Hail, wind, fallen tree, and hurricane damage restoration
  • Detailed photo documentation for every damage claim
  • NYC licensed & insured — serving all Brooklyn neighborhoods since 2013
100%
Insurance claim support from documentation through payout
All Types
Hail, wind, fallen tree & hurricane damage restoration
Direct
We work directly with your insurance adjuster
10-Year
Workmanship warranty on all storm damage repair work
Damage Types

Storm Damage We Repair in Brooklyn

Brooklyn's weather delivers every type of storm damage. Understanding what you're dealing with — and how urgently — is the first step to protecting your home.

Often Hidden

Hail Damage

Hail is the most underestimated storm damage type. It bruises asphalt shingles, knocks off granules, and creates micro-fractures that don't leak immediately — but fail within 1–3 years. Hail damage to metal roofs creates dents that compromise coatings and seams. Flat roof membranes crack on impact.

Signs to Look For
  • Circular dents or bruising on shingle tabs
  • Granule accumulation in gutters after a storm
  • Dents visible on metal flashing or gutters
  • Cracked or split shingles with no curling

Insurance policies typically have a 1-year window to file hail claims. Don't wait.

Often Visible

Wind Damage

High winds (40+ MPH) lift shingle tabs, separate membrane seams, rip off ridge caps, and displace flashing. Northeast winds hit Brooklyn's roofs from angles that can uplift entire sections. Wind-driven rain then infiltrates the exposed deck within hours.

Signs to Look For
  • Missing, lifted, or curled shingle tabs
  • Ridge cap missing or displaced
  • Exposed roof deck at edges or ridges
  • Flashing pulled away from chimneys or walls

Exposed deck areas will absorb water in the next rain — even light rain can cause significant interior damage.

Immediate

Fallen Tree & Debris

Tree impacts create structural damage that goes far beyond the surface — deck punctures, broken rafters, and compromised trusses. The debris removal itself can cause secondary damage if done incorrectly. We assess structural integrity before beginning debris removal.

Signs to Look For
  • Visible puncture or collapse of roof deck
  • Tree limbs resting on or through roofing surface
  • Visible daylight through ceiling boards
  • Cracking sounds or visible sagging

Do not attempt to remove large debris yourself — improper removal can cause structural collapse.

Ongoing Risk

Water Infiltration & Ice Dams

Brooklyn's freeze-thaw cycles create ice dams at eaves — ice builds up, water backs up under shingles, and infiltrates the wall and ceiling assembly. Wind-driven rain enters through any compromised flashing or lifted shingles even without visible surface damage.

Signs to Look For
  • Water stains appearing on ceilings after rain
  • Icicles forming at eaves in winter
  • Peeling paint or staining on interior walls near exterior
  • Mold or musty odor in attic after storms

Active water infiltration compounds damage every rain cycle — waterproofing the entry point stops the bleeding.

Immediate

Lightning Strike

Direct lightning strikes create thermal damage — burning, cracking, and explosive force that can puncture decking and ignite insulation. Even near-strikes cause thermal shock to materials. Any suspected lightning strike warrants an immediate inspection — both for roofing damage and fire risk assessment.

Signs to Look For
  • Scorch marks on roofing surface
  • Cracked or shattered masonry on chimney
  • Burning smell in attic after storm
  • Visible splintering or explosion damage

Lightning-struck roofs carry fire risk — do not delay inspection.

Cumulative

Freeze-Thaw & Winter Storm

Brooklyn winters put roofs through dozens of freeze-thaw cycles per season. Water expands as it freezes in cracks, seams, and around penetrations — systematically widening small deficiencies into significant failures. Heavy snow load stresses decking and rafters. Spring inspections catch what winter caused.

Signs to Look For
  • Cracked or open seams on flat roofs after thaw
  • Lifted shingle tabs where moisture froze underneath
  • New interior stains appearing in late winter/spring
  • Visible cracking of flashing sealants

Schedule a spring inspection every year — winter is the most damaging season for Brooklyn roofs.

Our Process

From Storm Impact to Full Restoration

Here's exactly how we handle every storm damage situation — from the emergency call through the final warranty.

Start Here
01
Immediate
24/7 response

Call Us — Day or Night

Call our 24/7 emergency line and describe what you're seeing. We'll tell you whether you need an emergency response tonight or can safely schedule a next-morning assessment. We won't dispatch unnecessarily — but we will come when it matters.

02
Same Day
stop active leaks

Emergency Tarping & Stabilization

If there's an active leak, exposed deck, or structural compromise, we install emergency tarps or temporary repairs to stop water infiltration before the next rain event. This protects both your home and your insurance claim — a mitigated loss is treated more favorably.

03
24–48 hrs
post-stabilization

Damage Assessment & Documentation

A licensed inspector walks the full roof and documents every storm-related deficiency with photos, measurements, and written descriptions formatted for insurance review. We identify both obvious visible damage and non-obvious impact damage (bruising, micro-fractures, seam separation).

04
Ongoing
through payout

Insurance Claim Support

We work directly with your insurance carrier — attending the adjuster inspection, providing our own documentation if the adjuster underestimates damage, and submitting supplemental claims when additional damage is found during repair. We've recovered thousands in underpaid claims for Brooklyn homeowners.

05
1–5 days
for most projects

Full Restoration

Once the claim is settled, we complete all approved repairs — whether that's targeted patching, full section replacement, or a complete re-roof. Work is performed to current NYC building code with proper permits pulled where required.

06
Included
no extra charge

Final Inspection & Warranty

We walk the completed repair with you, answer any questions, and provide a written 10-year workmanship warranty. Documentation of the completed work is available for your records — useful for future insurance renewals and home sales.

24/7
Emergency availability
Same day
Tarping if needed
100%
Claim support included
10-year
Workmanship warranty
Insurance Claims

How to Navigate Your Storm Damage Insurance Claim

Most homeowners leave money on the table because they don't know what to do — or what not to do — after storm damage. Here's what Brooklyn homeowners need to know.

What You SHOULD Do

  • Call your insurance company to open a claim — do this within 48–72 hours of the storm event
  • Take your own photos of all visible damage before any cleanup or temporary repairs
  • Save all damaged materials — don't throw away shingles, debris, or evidence until the adjuster visits
  • Get a professional inspection from a licensed contractor before the adjuster arrives
  • Request a copy of your policy declarations page — know your deductible and coverage limits
  • Ask about ACV vs. RCV coverage — the difference can be thousands of dollars on your payout

What You Should NOT Do

  • Don't let the insurance adjuster be the only inspection on record — adjusters work for the insurer
  • Don't accept a settlement before repairs are complete — additional damage is often found during work
  • Don't sign away your rights to supplemental claims in the initial settlement agreement
  • Don't hire a contractor who offers to waive your deductible — this is insurance fraud in NY
  • Don't delay filing — most policies have strict windows for storm damage claims (often 1 year)
  • Don't make permanent repairs before the adjuster inspects — tarping is fine, full replacement is not

Understanding Your Coverage Type

ACV (Actual Cash Value)

Pays the depreciated value of your roof at the time of damage — not replacement cost. A 15-year-old roof may receive only 30–50% of current replacement cost.

You pay the difference between ACV payout and actual repair cost

RCV (Replacement Cost Value)

Pays the full cost to repair or replace with comparable materials at current prices. Initial payment is often ACV; you receive the depreciation holdback after work is complete.

Your out-of-pocket cost is your deductible — nothing more

Supplemental Claims

When additional covered damage is discovered during repair work, a supplemental claim can be filed to cover costs not included in the original settlement — even on a closed claim.

We identify and document supplemental damage and file on your behalf

The Adjuster Works for the Insurance Company — We Work for You

Insurance adjusters are employees or contractors of the carrier, and their job is to settle claims accurately — which means they may miss damage that isn't immediately obvious. Our job is to document everything, attend the adjuster visit alongside you, and file supplemental claims when necessary. We've consistently recovered additional funds on Brooklyn claims where the initial adjuster assessment was incomplete.

Warning Signs

How Urgent Is Your Storm Damage?

Not all storm damage requires an emergency call at 2 AM. Here's how to assess urgency — and what to do about it.

Act: Immediate
Water actively dripping or pooling on interior ceilings or walls
Visible daylight through roof from attic or ceiling
Tree, branch, or debris resting on or through roofing surface
Visible structural collapse or sagging of ceiling or roof deck
Scorch marks or burning smell following a lightning strike
Large sections of shingles or membrane missing — exposed deck
What to do: Call our 24/7 emergency line now. These situations worsen with every rain event.
Act: Within 48 Hours
Shingle tabs lifted or displaced — visible from ground
Ridge cap missing or displaced after high winds
Gutters overflowing or detached — signs of debris blockage or damage
New water stains on ceilings or walls after a recent storm
Granule accumulation in gutters or downspout discharge after hail
Flashing visibly pulled away from chimney, wall, or skylight
What to do: Schedule an emergency inspection — don't wait for the next storm to confirm the damage.
Act: Within 1–2 Weeks
Recent hail event — even without visible damage from ground
Post-storm inspection not yet done on a 10+ year old roof
Soft spots or spongy feel underfoot if you access your flat roof
Cracked caulking or sealant around penetrations after freeze-thaw
Minor staining on ceilings that appeared after a storm but dried
What to do: Get a professional assessment before the damage compounds. Document with photos now.

If You're Unsure — Call Us

We'd rather take a two-minute call and tell you it can wait than have you discover an active leak after the next storm. Our team is available 24/7 to help you assess the situation.

FAQ

Storm Damage Questions Answered

The most common questions Brooklyn homeowners ask after storm damage — answered straight.

24/7 Emergency: (718) 555-0190
24/7 Emergency Response Available Now

Storm Damage Won't
Wait for Monday Morning

Whether you need an emergency tarp tonight or a post-storm inspection this week, we're the Brooklyn roofer who shows up, documents everything, and handles the insurance process so you don't have to.

24/7 emergency response — active leaks stopped same day
Full insurance claim documentation and adjuster support
10-year workmanship warranty on all storm damage restoration
Call NowFree Estimate